Keep your family safe and sound with National health insurance plans
Health insurance plans are now quintessential as it helps
one stay financially protected in this day and age of exorbitant medical
expenses. There are many providers of health insurance in India such as
National Insurance Company. For all your health insurance requirements, you can
resort to National Insurance Company which is the oldest general insurance
company in India and have been providing quality health insurance products for
over a century now. National health insurance policies come with a wide array
of beneficial features. Let's take a look at the reasons why you should go for
National health insurance plans.
Key features of National health insurance policies
·
Armed with a National health insurance plan you
can seek cashless treatment facility in more than 6000 hospitals across India
in the network of National Insurance Company. So, you can rest assured that you
are never too far away from a cashless facility if you avail National health
policy.
·
All National Insurance mediclaim policies come
with lifelong renewal option. Hence, if you renew National health insurance in
time, you can stay covered forever.
·
Online National Insurance health plans pay out
the cost of medical check-up if you don't make any claim on your National
health insurance policy for 4 continuous years
up to a maximum limit of 1% of the average Sum Insured of 4 years
·
National Insurance Company offers cumulative
bonus for not making claims as well. You can gain cumulative bonus worth 5% of
the Sum Insured of your National health insurance for each year without a
claim.
·
National Insurance Company Limited offers 10% discount
on the premium of National health insurance if you avail an online National
Insurance health policy for your family and including you.
·
A family National Insurance mediclaim policy
includes as many as 6 family members.
·
National health insurance plans cover the cost
of treatment before and after hospitalization as well. The coverage of National
health insurance plans is available for 30 and 60 days for before and after
hospitalization respectively.
·
National Insurance Company doesn't impose any
mandatory co-pay. National health insurance policyholders can choose 2% copay
and in that case their premium outgo would be reduced by 10%.
These are the best traits of National health insurance plans
for which you should resort to National Insurance Company. However, National
health insurance plans also come with some downsides that you should be aware
of as well. Medical insurance plans available with National Insurance impose
sub-limits to cover various expenses during hospitalization. National Insurance
Company imposes a strict waiting period of 4 years for all National health
insurance plans when it comes to covering pre-existing diseases.
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